It’s a fact. Babies are a-dor-a-ble (four words!). Whether suited up for Halloween fun, snuggling in our arms or simply smiling those smiles, babies light up our lives in so many ways. In return, it’s up to us (parents, aunts and uncles alike) to care for them well and plan ahead so they grow up feeling not only loved, but financially secure. Continue reading
We all hope our parents and grandparents will enjoy their golden years like this–strolling through the park, hand-in-hand, with a precious grandchild.
Or turning on the charm like Nana Betty, the spunky 89 year-old granny who didn’t blink an eye at being a bridesmaid in her granddaughter’s wedding.
Although these aren’t photos of my now-retired parents, they could be. Mine are among the lucky ones whose golden years are something to smile about. If you’d like to ensure that your loved ones experience the very best, too, then now’s the time to help protect them from financial abuse. Continue reading
Recently, the rubber hit the road for ninth graders when Las Colinas Federal Credit Union and New Tech High teamed up again for their annual Financial Reality Fair. Part of the Credit Union’s ongoing program with Coppell ISD to help educate students in multiple grade levels about money matters, the Fair focuses on showing ninth graders what it takes to create a monthly budget and live within their means so they can, hopefully, avoid the problems faced by many adults (perhaps even their parents!) today. 28% of adults have no emergency savings, 34% pay credit card bills late and one-third have saved just $1,000 toward retirement. Continue reading
Graduation time is here. As Texas seniors toss their hats in joy, their parents can’t help but worry about what lies ahead–getting them through college without going broke. And for good reason. Last year, students at a moderately priced in-state college spent an average of $23,410 while private college students spent an average of $44,750, according to a survey by collegedata.com. That’s enough to make any parent’s hair go gray. Continue reading
When my friend, Nancy, was eight years old, she wanted a horse more than anything in the world. After pleading her case six ways to Sunday, her dad (a practical Midwestern guy) simply said, “If you can earn the money, you can get a horse.” Then he put a pencil to paper to show her how much a horse really cost–from purchase to upkeep. With goal in-hand, Nancy began her quest to save like never before. Three years (and an endless string of odd jobs) later, Nancy was the proud owner of Crystal the horse. And by then, Nancy was also in the habit of goal-oriented saving. She’d learned that money doesn’t grow on trees but…if you save hard enough, one day it just may seem like it does. Continue reading